[RivCompanions] An email gone astray?

Thu Jun 26 18:58:15 UTC 2014

We are working on getting the regular income put together, but we are busy
getting ready for a retreat this weekend and don't have much time.  I can
tell you that if Virginia takes all of her income out of the Rivendell
account it would make sense for me to do that as well.  That is what
Virginia and I have been discussing. What we do with our personal income
should not be a matter for the whole community to decide.  As long as it
goes directly into the Rivendell account and V and I live out of a common
purse, then how we spend it does matter to the community. It is not a
common purse if I am the only one putting all my income into it.   The
regular income left, which we could count on would be about $500 a month.
That comes from three Companions. Retreat income is spotty.  We will get
the actual income soon, but this gives you an idea.  As I said before, only
Virginia and I can make the decision about our incomes.

The immediate impact of both of us taking our money out would be that cars
would need to be titled to the individuals who drive them, as well as the
insurance.  The family plan for cell phones would need to be cancelled and
everyone get her own plan.

Love,
S

On Thu, Jun 26, 2014 at 7:56 AM, <susanna601 at aol.com> wrote:

> Martha, the tractor has already been bought.
>
> But the questions remains, and only  or Virginia can answer it - I do not
> know what the regular income of Rivendell is without taking Virginia's into
> consideration - but it is an important question because retreat income is
> NOT "regular" -
>
> Cathy
> ,
>
>
> -----Original Message-----
> From: Martha <mjctx2 at gmail.com>
> To: Companions of the Rivendell Community <
> RivCompanions at justus.anglican.org>
> Sent: Wed, Jun 25, 2014 5:46 pm
> Subject: Re: [RivCompanions] An email gone astray?
>
>  After Susie's suggestion I did find your first email on this, Cathy, in
> my "junk" folder.
> I think you raise several very good points. I would like to know the
> answer to one of the questions - without V's income, about how much regular
> monthly income do we actually have. I think this - along with our regular
> monthly expenses including the commitment we have made to repay ourselves -
> is one of the most important pieces of data to consider in deciding if we
> can indeed afford the tractor now.
> And you are right, it is not fair to leave almost the full weight of this
> on Susie and V.
> Martha
>
>
>  Solo Dios Basta
> Only God, nothing else and nothing less, is sufficient.
>
> On Jun 25, 2014, at 3:40 PM, Susie Danielsson <susiedanielsson at gmail.com>
> wrote:
>
>   I found it in my spam folder.  Anyone who didn't get it the first time
> might want to look there.
>
>
> On Wed, Jun 25, 2014 at 3:36 PM, Virginia Brown <
> mothervirginiadb at gmail.com> wrote:
>
>>   Dear Companions,
>>
>>  I spoke with Cathy a little while ago and learned that she attempted to
>> send out this email to the Professed list, and while some received it, some
>> apparently did not.  As she suggested, I'll try sending it again and we'll
>> see if it works.  Cathy raises some significant issues which I think have
>> been on several minds in various forms, so please do read it and join in
>> the conversation.
>>
>>  Love,
>>  V
>>
>> On Wed, Jun 25, 2014 at 8:13 AM, <susanna601 at aol.com> wrote:
>>
>>> I voted YES - but I have some different questions that were not clear in
>>> my mind, and which I posed to Susie.
>>> Susie and I have discussed this. V and I have talked briefly as well.
>>>
>>> But Susie said that she did not receive this when I sent it to all the
>>> professed, so I have corrected the figures and am sending it again.
>>>
>>> Please, let's discuss this as unemotionally as possible - and on this
>>> list. This is NOT a concern that the novices and postulants need to be
>>> engaged in at this point...
>>>
>>> We now owe ourselves $80,000.....That nearly empties the "development
>>> fund" that Virginia set up for Rivendell when she received a large chunk of
>>> money from her Aunt's estate. That just means we have spent nearly all of
>>> the $100,000 she gave to the Community after her Aunt's death, and it means
>>> there is no more to be had - so we need to husband whatever resources we
>>> still have carefully.
>>>
>>> My concern was/is simply this: How do we repay ourselves without
>>> increased, steady income?
>>> Our monthly repayment is now not just the $365 Susie mentions, but with
>>> the other loans, the total repayment is close to $1,500/mo.
>>>
>>>  The financial aspect of this is essential to consider, since Virginia
>>> is also looking to move to Houston and her *retirement income will need
>>> to go with her* to finance a small apartment. She needs the quiet and
>>> privacy of her own space. She has already researched cost of living
>>> there. She and I talked briefly about this yesterday. Her income will
>>> NOT remain in Dunnegan when she moves.
>>>
>>> Once we take Virgina's income out of the equation, is there enough*
>>> regular* income from Susie's retirement, from retreats, from
>>> Companions, to pay this amount AND keep up the other expenses of the house?
>>> (We have, of course, lost also the Diocesan support for room/board and
>>> Virgina's leadership of George Herbert)
>>>
>>> There will be $15,000 left in the "development fund" and approximately
>>> $6,000 left in the savings account (Susie couldn't remember exactly how
>>> much, and I don't know) -       Is that enough reserve in case of emergency?
>>>
>>> I am still concerned about the long-term financial viability
>>> of Rivendell (the house) without a real plan for its long-term use and
>>> income. I know we have dreams and ideas, but that is not quite the same as
>>> a plan.
>>>
>>> Again, please, *I am not attacking Susie, who is my friend; I am not
>>> denying the need for a tractor. I am not "siding with" anyone or against
>>> anyone. *
>>>
>>> I am asking questions we need to be *able to discuss* without just
>>> saying to Susie, "whatever you want is fine" - because that puts a huge
>>> burden on her to make all the right choices when she is not sure what
>>> Virginia thinks or, for that matter, what God intends -
>>> OR to say to V, "whatever you say is fine" - which puts an identical
>>> burden on her to speak up when she is unsure, but reluctant to disagree
>>> -  and is herself unsure about God's purposes in all this - and when the
>>> two of them do not see quite eye-to-eye it leaves them both struggling to
>>> decide how to proceed -
>>>
>>> Everyone needs to engage in this conversation, because it affects all of
>>> us - The question of planning, actual, hard planning for our future in
>>> Dunnegan HAS TO HAPPEN, and preferably first among us.
>>> The consensus at Chapter was that we should keep the property and there
>>> is now a consensus that we should incur more "debt" or spend most of our
>>> remaining resources - whichever way you want to put it -
>>>
>>> But it is not fair to leave all the details about how this ACTUALLY
>>> works out to Susie and Virginia alone just because for the moment they are
>>> the only ones who live there and it is easier to dump the whole thing in
>>> their laps.
>>> And no, I do NOT have any answers, either. But that does not obviate the
>>> need we *all* have to have a serious conversation about this -
>>>
>>>
>>>
>>>
>>>
>>>
>>>  -----Original Message-----
>>> From: susanna601 <susanna601 at aol.com>
>>> To: RivCompanions <RivCompanions at justus.anglican.org>
>>> Sent: Tue, Jun 24, 2014 8:49 am
>>> Subject: Re: [RivCompanions] Vote needed
>>>
>>>   *I vote yes, but I do want to be clear about the internal loan status
>>> -*
>>> This is my understanding from what Susie wrote: When we buy the
>>> tractor, our debt (to ourselves) will be approximately
>>> $80,000.
>>> We will have approximately $15,000 left in the development fund which will
>>> only slowly
>>> recover.
>>> That leaves us no financial wiggle-room should something else come up.
>>> What I do* not* see is the *total *amount of the MONTHLY loan
>>> repayment, for all three loans.
>>> I'd like to be reassured that whatever it is, that the monthly total
>>> will not exceed what we can comfortably re-pay ourselves.
>>> Cathy
>>>
>>
>>
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>>
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